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Home repairs can put a significant financial strain on you and your family. If you are like most people, your home is the biggest investment you will ever make. It is important that you protect your investment in the face of costly home renovation and repair jobs. Many people think that their home insurance will cover them in the event of unexpected repairs, but this is often not the case.

Many policies only cover damage in the wake of a catastrophe, like a home fire or tornado. For relatively minor repairs to components of your house, insurance doesn’t always help. When it does, it may require that a large deductible be met before the insurance company agrees to cover any of the cost. For these smaller repairs, a home warranty is a great option to consider.

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Another benefit to obtaining a home warranty is knowing that you are being taken care of by a respected tradesman in the field. If your home plumbing is failing, you may not have the time to do the research needed to find a plumber who is respected, qualified, and who has a reputation for service excellence. When you make a service call through your home warranty plan, however, the plumber who is dispatched to your house has been reviewed by the company and found to be reliable and well-trained.

Obtaining a home warranty is a solid way to protect your investment when buying a home, but it can also be a key selling point when it is time to sell your home. When you are able to tell a prospective buyer that your home comes with a home warranty plan, they can take comfort in the fact that if there are any surprise repairs that are required after they close, the repairs will be affordable and taken care of quickly. No matter what your situation, obtaining an home warranty plan ensures peace of mind when it comes to protecting your family’s home.